Agreements & Deeds
Commonly searched as: Moahidaat, Iqrarnama o Dastavezat / Agreements & Deeds Pakistan
Legally binding civil, commercial, and financial contracts executed under the Contract Act 1872 on provincial non-judicial e-Stamp paper. Covers personal loan agreements (قرضہ نامہ), vehicle sale agreements, earnest money deeds (بیعانہ), employment contracts, and settlement deeds with bilateral witness clauses.
1. What is this Document?
Under the Contract Act 1872, an agreement enforceable by law is a contract. To ensure admissibility under the Qanun-e-Shahadat Order 1984, bilateral agreements in Pakistan must feature lawful consideration, mutual free consent, competent parties, execution on certified provincial e-Stamp paper (Article 5 of Stamp Act 1899), and signatures with computerized CNIC numbers of at least two independent adult witnesses.
2. When is this Document Used?
- Executing personal or commercial monetary loans (قرضہ نامہ) specifying repayment dates and security cheques
- Documenting vehicle purchase and physical handover deeds protecting both buyer and seller against traffic or excise liabilities
- Drafting commercial supply, vendor, employment, or independent contractor agreements with confidentiality obligations
- Recording family, property, or civil dispute compromise and settlement deeds (راضی نامہ / تصفیہ نامہ)
3. Who Needs It & What is Required?
Required Information
- Full names, CNIC numbers, father names, and permanent addresses of First Party and Second Party
- Precise recital of background facts, mutual covenants, consideration amount (in PKR), and milestone schedules
- Clear dispute resolution mechanism (Arbitration under Arbitration Act 1940 or Civil Court jurisdiction)
- Default clauses outlining penalty interests or liquidated damages upon contractual breach
- Signatures, thumb impressions, and CNICs of two independent Pakistani adult witnesses
Supporting Documents Needed
- Legible CNIC copies of all executing parties
- CNIC copies of two independent adult witnesses
- Provincial non-judicial e-Stamp Paper (PKR 1,200 denomination under Article 5 of Stamp Act)
- Supporting documentary exhibits (Bank pay order copies, vehicle smart card copy, or account statements)
4. Step-by-Step Official Procedure
Draft Agreement on ClicknDocs Legal Canvas
Select the standardized agreement template in ClicknDocs. Customize variables, financial sums, terms, and witness details with automated Urdu Nastaliq alignment.
Generate BOP e-Stamp Paper via 32-A Challan
Generate 32-A Challan on es.punjab.gov.pk. Pay the prescribed non-judicial stamp duty at Bank of Punjab or via ePay Punjab to obtain the official e-Stamp sheet.
Print with 4.5-Inch Header Offset
Print the drafted agreement on the e-Stamp sheet using the ClicknDocs workstation with 4.5-inch top offset to guarantee clean spacing below government security seals.
Execution & Witness Thumb Impressions
All parties and two independent adult witnesses sign and affix thumb impressions on each page in indelible ink.
Notary Public or Oath Commissioner Attestation
Attest the executed agreement before a Notary Public or Oath Commissioner for added evidential weight under Qanun-e-Shahadat Order 1984.
5. Official Fees & Timelines
Frequently Asked Questions
Is an agreement written on plain white paper legally admissible in a Pakistani court?
Under Section 35 of the Stamp Act 1899, an instrument chargeable with stamp duty cannot be admitted in evidence unless it is duly stamped on official stamp paper. If executed on plain paper, it can only be regularized by paying heavy impounding penalties (up to 10 times the original duty) upon court discretion.
Why are two independent witnesses required on an agreement in Pakistan?
Under Article 79 of the Qanun-e-Shahadat Order 1984, documents creating financial or civil obligations must be attested by at least two male witnesses (or one male and two female witnesses) to be strictly proved in a court of law.
Can an agreement be registered with the Sub-Registrar?
Yes. While agreements not involving immediate transfer of immovable property are optionally registrable under Section 18 of the Registration Act 1908, voluntary registration before the Sub-Registrar provides indisputable public record status.